affordable life insurance pascagoula

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RELATED QUESTIONS:

Insurance costs on 350z & g35?

Prices just on average? In Texas. 16 year old girl. How much does color matter? What are the different prices for blue, black, silver, & white? How much does the z and Infiniti coupe differ? Please don't tell me to choose different cars..I'm asking for insurance price, not your opinion

How much is motorcylce insurance for state farm and is there one cheaper then state farm?

im gonna buy a bike and heard that its cheaper for a bike and its insurance then a car and its insurance... thanks for the help

Car insurance, when does it drop?

Im 19 years old, and payed $155 a month for my car insurance, a year later, no accidents tickets or anything and its $106. Definately not complaining, but i was just wondering if theres some sort of formula insurance companies use.. because i always thought when you turn 25 it goes down dramatically, but this for me is pretty dramatic. And also one year from now can i expect it to go down 50 more dollars?? thanks in advance

Will having a new licensed driver in the house affect car insurance rates?

I live in New York, and I'm getting my license. My sister is afraid that having another licensed driver living in the same household will raise her car insurance rates. I told her I didn't think it would, since I wouldn't be going on her insurance, I would be getting my own. Does anyone know the answer?

Car insurance questions!?!!? HELP! accident!?

Hey, three weeks ago, I got into a car accident and rear ended someone in the front with suv. I had a honda, and the insurance company declared it totaled and they are going to pay around 9k for the car. Since it was rear-end accident, insurance company held me for 100% at fault. The suv had broken/dented bumper and lower part of trunk lid dented (No broken lights or anything). I would say around few thousand dollars worth of damage. There were 3 people in the car and at the time they said they are all ok, and drove off. No police report was filed. When I called at night to get one of the guy's birthday, he said all three went to emergency, and had whiplash pain in neck area (which is understandable from rear-end accident). I had full coverage so I know my insurance comp. would pay their bills. The thing I am scared about is what if they sue me? I am from low-class family and a full time student on loans so I have no money or even a job. If they do, how much can they sue me for?

Is insurance needed with a permit?

Im 17 with my drivers permit. Do i need insurance or does the insurance that my parents who are driving with me have cover it? I live in California

Do judges call in to verify your car insurance?

I was just curious if you are sent to court for driving without proof of insurance if the judge in court calls into the insurance to verify it. If it helps I live in Illinois. Just curious I'm trying to prove something to a friend.

How much will my insurance increase after two at fault accidents?

I was in an accident at the beginning of the year and six months later I was involved in the same kind of accident. I was at fault for both accident. I was wondering how much would my insurance would increase. Thanks!

Can I throw away my old insurance card?

I got new insurance. do I need to keep the old card for any records?

Can someone please help me find the best insurance for me?

I need something that covers dental, vision and as much Health as possible. (Routine check ups, lab work, specialist, etc) Something with an affordable deductible and Affordable Copay..I'm not very familiar in this area but I'm 99% sure that I have progressed type 2 Diabetes as well as other various health problems and desperately need to visit the doctor. Thank you.

Long-term care vs. long-term disability insurance?

At age 36 in a blue-collar job (i.e. chance of disability over 90 days less than 10%), I'm thinking it may make more sense to get long-term care insurance rather than long-term disability. I bring in 30% of our household income. If I become disabled, I count for very little of our total spend (obviously food, but I wouldn't be doing much in the way of leisure / entertainment), but the added costs of caring for me would be too much for our budget to bear. I also think it would be very hard to qualify for disability for class 1 (a desk job sitting in front of a computer all day). It seems like it would be easier to qualify for two functions of daily living. I know they technically cover two different scenarios, but isn't there a lot of overlap here in terms of when you would actually get a pay out? Just trying to understand. Thx in advance for your input!

Got a fine for no car insurance.?

I got a fine for no car insurance in CA, what will possibly happen to me? I'm fearing the worst...although there should be no excuse for it I didn't have the money at the time.

Do you have Life insurance?

Just wondering if you had life insurance, we have insurance for everything else, such as car, home, health. Why do you have Life insurance, or why not?

Against my religion to have health insurance?

I live in the US and it is against my religion to have health insurance. If I will be forced to buy Obamacare, it will disrespect my God and I will never be allowed entry to paradise. I don't want to ruin my mortal life and my afterlife. Am I exempt from buying Obamacare now since it's very intolerant and hateful to force a man of God like myself to purchase this health insurance?

How much will my insurance increase after two at fault accidents?

Does anyone know any affordable cheap family plan health insurance company ?

i really need an affordable cheap family plan health insurance

Teenage insurance on a Land Rover?

I'm 17 and I'm looking for insurance on my 2002 Land Rover 90 2.4. No companies will insure me for less than 3500 if at all! Any suggestions? Cheers!

Health Insurance plan with no pre-existing clause?

Does anyone know of any health insurance plans for the Chicago area that don't include a pre-existing clause? Or more specifically, ones that immediately pay for Remicade after switching insurance plans?

Will insurance companies charge Yahoo Answers users more than others due to cheating on the written test?

Before getting a license (or permit), a potential driver is supposed to study a booklet of information about how to drive safety, traffic laws, etc., and pass a test. Many potential drivers post the questions from the test in the safety category on Yahoo! Answers and get the answers that way, instead of actually studying all the information that they are supposed to study. Will insurance companies decide that insuring Yahoo! Answers users (many of whom cheat in this way) is riskier than issuing individuals who do not have Yahoo accounts (and cannot use Yahoo! Answers to cheat on the test), and charge higher rates to Yahoo! Answers users than to individuals who do not have Yahoo accounts? How much different will the rates be?

Does a Dodge Dart have sports car insurance?

If i buy a dodge dart Rallye and it has the 1.4L turbo engine, will i have to pay for sports car insurance?I have statefarm..

Will health insurance cover IVF procedure?

As of right now, my health insurance have been covering all of my wife procedure of IUI and her surgery for unblock 1 of her tube. But after 3 procedures of IUI and all are negative, I think my Dr will go to IVF next and just wondering if health insurance will cover the IVF procedure.

I was in a car wreck how much should i ask for from insurance company?

i had to go to the hospital for whiplash very painfull also missed over a week of work they are paying for the repairs top my car but what about me .........i was sitting at a red light and this chick crashed in to me from behind

Mandated Health Insurance is different from Mandated Auto Insurance how?

The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.

08 lancer gts or 08 altima coupe what would be best for 17 year old and cheaper on insurance?

I want one that's fun to drive it has to be reliable I don't want to race but I do want a little speed I want whatever is cheaper on insurance and I'm stuck between these two cars what do you guys think?

How will this 15-20 mph speeding ticket affect my insurance?

I just turned 18 and I am a senior in high school. I live in a small area that is just between two towns. This area is known for its police; they have a tendency to give speeding tickets out like crazy. They hide in places so that they can catch people speeding; the area is generally a 30mph zone. I had a good morning and got a little foot-happy...I sped right up to a cop that hides next to my neighborhood. Needless to say, I was going 50 mph in a 30 mph zone. Without a seat belt. I was extremely honest, so I got a speeding ticket but the seat belt issue was simply a warning. This is my first ticket ever; the only other time I had been pulled over was because I forgot to turn on my headlights...I was 16 at the time. I have State Farm Insurance and have an extremely decent rate for my age. I have no issues paying the speeding ticket because I did speed...I just don't want my insurance to be crushed. I went through driver's education, State Farm's Steer Clear Program, and I have maintained my grades to ensure that I get a decent rate. What will this ticket do to my rate? And what is the best I can make out of this situation?

affordable life insurance pascagoula

Auto Insurance Is Prohibitively Expensive. What To Do?

I'm 23 years old. I rent a flat and have held a steady management job for 4 years. I don't drink or smoke. I am looking to purchase a 1993 Nissan Altima and I was looking for insurance. I was blown away when I got the quotes. Mind you, I live in Detroit and I understand that insurance is expensive, but this is ridiculous. Every quote I got was for at least $400 a month, liability only. Esurance was the most expensive at $582 a month. Allstate was the lowest at $396 a month. Any advice? I really need this car, but there is no way I can afford those insane rates.

Hi im an 18 yr old male and have my permit but want to get car insurance whats my best bet?

i dont have a car, 18 yr old male, have a permit, CANNOT be put under my parents insurance.

What are the states that offer the best insurance premiums ?

What are the states that have the best insurance premiums for auto and homeowner's premiums for someone who is a LOW risk and have a very good history? Honest answers plz.

Who will pay the medical and funereal fees?

My boyfriends son was killed by a man who ran a red light. His son was NO way at fault. The man has 15,000 coverage on his insurance (california) and that's it. Bare minimum, so now what is done with the 35,000 left for costs not paid by medical ins ect... I feel it would be so unfair for him to have to pay for the costs when his son has passed away, so not fair.

Can someone help me with car insurance?

i am 16 years old. live in louisiana. birthday march 20th. completed drivers ed. probably going to drive a 2006 nissan sentra. and i was wondering how much my monthly insurance rate would be? if i would get it in my name? i am expecting it to be pretty expensive.

Cheapest car insurance?

Does anyone know the best deals around for third party fire and theft? The quotes I have been given are ridiculous compared to last year, I'm sick of shopping around having to keep repeating the details then to find that the quote is as bad as the first! Thanks Guys if you can recommend....

Are Americans excited about brand new affordable 2014 health insurance plans?

Plans where you pay $610 per month premium for a plan with a deductible of $6,000 dollars before you see any insurance payments So unless you have medical costs above $6,000 you will pay everything yourself in addition to $610 a month as well Are you used to this level of sharing in the cost of your healthcare? So if you see your doctor because you think you might have the flu: $375 You buy some anti-biotic: $450 Hospital night: $6,500 per night Physician MRI: $3,750 Plus every month: $610/month

Teenager's first car accident . Insurance?

So my sister is 17 and a new driver. She rear-ended a guy.. It was just a fender bender and its only the plastic part of his car that's damaged. So my sister DOES have insurance, but didnt have her actual Insurance card on her. (But the cop didnt seem to care). She was driving my mom's car and used her car insurance info. now the guy on the other end...was this old angry guy yelling at her. The problem is that HE didn't have his neither his Driver's license OR insurance. He said he would 'settle on the side' so her insurance wont go up. But does he have a case?? Technically, he shouldnt have been on the road. He doesn't have any insurance! Should we pay him directly? file a claim with our insurance? or do absolutly nothing?

Life insurance is not a investment?

LIfe insurance is a investment tool Is it worth it? It's a great investment tool. Not married, no kids? What's the POINT of the life insurance?

Why is the Affordable Health Care Act called that?

When it does nothing to lower the cost of health care or health insurance? Does anyone know?

Which insurance is cheap for 20 years old new drivers in WA Everett.?

Do I have to pay 30 in advance on my car insurance?

I live in Florida and my car insurance says I have to pay 30 days in advance. Is this true? Does anyone know the statute?

How much of a price diference is their between a libaility and full coverage on average?

I have some acidents on my record any my insurance is through the roof.

Where can i get the best and affordable health insurance?

company does not provide it anymore. where can i get the best and affordable health insurance that i pay for myself. thanks

What would my annual insurance be on a 2007 Honda Cbr 125?

I just turned 16, recieved my M1, Got a bike (125 cbr), going for my M2 in acouple days. Havent placed insurance on the bike yet. Im wondering what my annual cost will be with low coverage ect (lowest possible)

Where would i get cheap car insurance male age 19?

getting funny quotes

About how much will it cost to insure a 2012 Ferrari California or 2012 Aston Martin DBS Coupe?

I recently found out that I am going to be inheriting close to $36,000,000 (after all of the government fees and estate lawyers fees and everything else). I have always wanted a Ferrari or Aston Martin. Please don't say if you have to ask you can't afford it...as stated I am inheriting a lot of money and can easily afford it. I just want to know how much the insurance will cost me for planning purposes. I am a male and will be 20 when I get the money (and then the car)...it is going to apparently take between 9 and 10 months to get everything done for me to have my money. I have a good driving record (been driving for 2 years) and am a student and live in California (Orange County normally but for school I will be in Provo, Utah...studying to be an Accountant :] ). So knowing all of that, approximately how much will it cost me to insure a 2012 Ferrari California or 2012 Aston Martin DBS Coupe?

How much will insurance cost for a 16 year old kid with a licence.?

how much more will it cost to add him to his parents insurance, and its MERCURY INSURANCE

Autistic child and health insurance in california?

My child is 3 years old and she is a diagnosed as high functioning with autism, Im fed up with dentical and medical insurance, Im looking into a new paid insurance for her. What insurance in california is best for a toddler with autism? Anyone know the benefits of the two...Price is not really an issue..

What is the cheapest insurance?

i have a vauxhall corsa 1.0 litre im 17 and just passed and insurance quotes ive tried is 4000+pound a year anyone know any cheap insurance's thanks!!!!!

How much will insurance go up with with a speeding ticket and now I rear ended someone on the freeway?

I have Allstate Insurance in California. I got a speeding ticket in Nevada. And it was either hit a semi or rear end a car on the freeway.

Is this true about car insurance?

I know that when you're 25, your car insurance is usually lowered. Today someone told me if you're under 25 but over 18 and have a child, your insurance is the same as someone over 25. Is that true?

Can I drive my parents car without Insurance?

So I live in MA and I was wondering if I will get into trouble if I drive my parents car (which is insured under my dads name) when I am home for the Thanksgiving break (my name is not on my dad's insurance). Will having a written consent from my dad permitting me to drive the car help?

Cost to insure 2008 Kawasaki Ninja 250R?

I'm 18 years old, female, live in Virginia... not sure what else you need to know for an insurance quote, but about how much would it cost to insure? Let me know if you need more info. By the way- I've heard many, many times this bike is great for beginners- is this true? What are your recommendations?

Getting a New Car, Insurance question?

Hey, so i'm going to be getting a 2011 toyota yaris and i was wondering how much the insurance on it would be, i'm 19 years old.

affordable life insurance pascagoula

Work hourly - my health insurance in CA is $400.00 per mo. Where can I get cheaper H insurance?

I have migraines and take low dose seizures meds (no seizure in 5 years) so work insurance would not insure me. Other insurance is $400 per mo. and $500 deductible for meds. Where can I find cheaper Health insurance in LA, CA. Deparate

Maternity insurance in Texas?

My husband is self-employed and we have previously been getting insurance through my employer. However, I just had a baby and am planning on staying home with him instead of working. We have been researching different family insurance plans - and we have found some plans that are do-able. However, I cannot find a plan that offers maternity benefits. The closest thing I can find are plans that cover you if you have complications - but I need a carrier that provides coverage for the pre-natal visits, labor and delivery and hospital stay. Regardless of the price, this is something we have to have in the future. I am in my mid-20s and will want another baby in the next few years. I was just wondering if there were any companies that were exclusively maternity insurance companies or any bigger companies that offer what I am looking for - maybe a company that I did not see. I appreciate all the answers!

What is a good affordable health insurance for a part time worker?

I am a part time worker averaging 15-20 hours per week, minimum wage. I do not qualify for the job insurance since I have to be full time. Not married, no kids, 20 years old, living at home with parents still. I have been very healthy, never been hospitalized for any reason. If anyone could help me find an affordable health insurance for myself, or even better an insurance that can also cover my parents and myself at a good price. My mother had surgery 5+ years ago, other than that she has been healthy. Is there any insurances out there that are affordable for me? Please and thank you!

I got a speeding ticket and no insurance?

well my insurance was expired when i got the ticket. so when i renew it will it still go up?

Out of curiosity, does anyone know why car insurance is CHEAPER when you add your partner on?

I did my insurance quote for my Ford Focus (UK) and I was happy with the price at 15 per month fully comp, but if I were to add my partner to the claim it was 11 per month. I don't understand their logic? Why is it cheaper? It's the same car and if i'm allowing someone else to drive it isn't there more risk?

Disability Insurance?

Okay, if the employer is paying the premiums for disability insurance for its employees, do the employees have to pay taxes on the said insurance, even though they are not using it at this time? Legitimate answers please. Thank you.

I am planning to buy medical insurance. Which insurance company provides affordable service with good service.

I am 25 working as a consultant but my company doesn't provide insurance. I am looking for a good insurance company to provide me with affordable service. Also what does term Plan type, Deductible, Coinsurance and Office visit mean in simple terms. I work in seattle.

What would be 15,000 pounds after tax and insurance for one month?

Do trucks have high insurance?

As a ''rule'' are trucks high or lower side of insurance? BTW, I am looking at older trucks, 1994-1999 4x4's Thanks everyone. Please now Yes sort of maybe. Just a simple straight forward answer with facts to back up up! :)

Question on car insurance?

i have progressive and i was wondering if i would be able to swtich my insurance from one car to a different one. my current car got its sub frame pretty bent up and theres no fixing it. so im looking for a diff car. so when i do get my other car. will i be able to switch my insurance over to the new one?

WHY is car insurance so freaking expensive?

We are insuring two drivers with clean records on a 99 chevy cavalier and a just purchased 09 toyota camry and we are paying about $2,000 a YEAR. Doesn't that seem like TOO much!?

My daughter was in a multi vehicle car accident and i cant seem to find an estimate for car insurance?

It was a 2001 hyundai elantra. My insurance was 9 star. My daughter just turned 21 and wasen't given permission to drive the car.

Who has the cheapest car insurance in maryland?

Help!!!! changing car insurance?

I called another company and had a quote with them and they offering me a way better price than my current insurance company... I wanna make a change.. what do I do? Do I have to call up the current insurance company and cancel the policy?

Do I have to have a job that offers dental insurance to get it?

how do I find an easy and affordable dental insurace that will aceept people that are self-employed?

Can I register my car in my name but have insurance in my husband's, in Florida?

I live in Florida, I'm 24years old. So you know my insurance would be sky high. I was wondering if I could register my car in my name but have the insurance in my husband's?

I'm studying abroad in China next semester and want to know if I can add my friend to my car insurance?

Since I'm studying abroad, I have to find something to do with my my car. My friend is willing to take the car while I'm gone, but I've had some complications with my insurance. I spoke with my insurance rep, and she strongly discouraged me from adding my friend onto my policy. She said since my name was on title and on the off chance he had an accident, the person involved can go after the insurance as well as my future earnings. It seems really unlikely that someone could get that much money out of the insurance and continue to go after the car owner as well, but I'm concerned. Can I have my friend sign something that will state he will pay me back for the future earnings lost if they pursue me? If so, what kind of form and what needs to be stated? Will it hold up legally? I also thought of selling my friend the car for a dollar so his name would be on the title instead of mine; however, I have a 10 year accident free discount that knocks off over $200 in insurance a year and that would disappear if I ended my coverage. I would have my family take the car while I'm gone, but I don't have family in the area. I feel the best option would be to add my friend to my current coverage and have him sign something that states he will pay me back for future earnings if there is that kind of an accident. He is willing to do both, but I don't have any idea if there is such a form I can have him sign or if I should just type something up? Any advice or suggestions would be much appreciated! Thanks

What can I do about this insurance/car accident?

Recently, my husband was hit in my car while going through a green light. The girl didn't see him as he was going through and turned and hit him. Now we are fighting with her crappy insurance. They are trying to say we are 25% liable and they will only pay 75% to fix our car. They are trying to say my husband should have been more cautious going through the light. It was a green light! So, what, we are supposed to treat stoplights like stop signs now? How ridiculous. My question is, what can I do to get my car 100% paid for and do they even have the right to claim who is liable or not? Isn't that the cops job? My husband decided to be nice and not have the cop issue her a ticket. Was that a bad idea? I mean, she turned into him. How much more cautious could my husband have been? He hit his brakes but by that time it was too late. This insurance company is saying he should have tried harder to avoid the accident. What else could one possibly do!?

I just bought a new car, now i have to switch insurance?

how do i go about that. im right in the middle of my current insurance on my old car.

Car insurance when buying a new car?

Hello,i have seen a used certified car online and very much interested in haggling with the car dealer to buy the car,but my problem is,i have heard you need insurance coverage on the car before the dealer will let you drive off the lot with the car.So my question is how do i go about this when i havent yet selected or bargained for the price of the car before purchasing.I am driving 2 hours to-and-fro to get this car and cant afford to go home without the car the day i go to the dealership.How do people go to car dealerships,haggle on any car they love in the showroom and drive home the same day? I cant buy insurance that i may not need( example buying insurance on a 2009 car,but later get a good deal on a 2010) Any help on how to get the car insurance issue straightened out before i go haggling for cars?

What is the cheapest car insurance in queens ny?

Is car insurance cheaper for a 2008 Honda Accord then a 2005 Honda Pilot?

I'm considering trading my 2005 Honda pilot for a 2008 Honda Accord do you think my insurance would go up or down?

Temporary car insurance california?

So im spending my summer in california, my unbcle lives here and has a car and maybe ill hae the chance to drive it. I was thinking that I need an insurance, I come from france and only have an international drivers license, so I was wondering is it possible to get an insurance in here? Thanks, no mean answers plz

Is insurance expensive for two cars (one person)?

I have an automatic car right now and I really wanted a manual but not as an everyday driver.One to just work on and drive occasionally. Can i just switch my insurance from one car to the next, instead of paying for two at the same time?

Can you help me with Car insurance?

I need a car insurer but I would like to deal with a UK call centre as I feel a bit more at ease, this is my first car,please help.

affordable life insurance pascagoula

No health insurance, what can I do?

My ex is responsible to provide health insurance for our 9 year old daughter but due to switching jobs no longer has insurance and hasn't since November. If our daughter got sick what are my options for healthcare, could I have them send the bill to my ex? I live in California.

Insurance rates in California to rise 147% under Obamacare,was obama lying or does he just not know?

http://www.forbes.com/sites/theapothecary/2013/05/30/rate-shock-in-california-obamacare-to-increase-individual-insurance-premiums-by-64-146/

New car for 16 year old. Insurance question?

So I'm 16 and my parents are buying me a 2009-2010 Honda Civic EX-L. Anyways, the insurance will be under my dad's name. Until I get into an accident, I don't need to have insurance. Would it be better to stick to the insurance we have now. Which we have 5 houses under, and 3 cars. Or would it be better to go to another insurance company and not let either know of eachother? Thanks! Oh and don't bother BSing about how it should be under my name... I won't listen so why do it?

Whats the best California insurance ?

I want full coverage what's the best company

Where can I find cheap car insurance for Manhattan?

I recently moved to Manhattan and had to bring my car. I had plan on selling it, but with no luck. So now I have to keep it and now I have no insurance. The car is in storage right now. Can anyone suggest a cheap insurance company to me. I have gotten quotes from Geico, Progressive, All State, State Farm, Nationwide, who all either denied me for a lapse I have had or they cost twice as much as my car payment. I know that I am reaching for the stars.

Does insurance follow the car?

I have a license, and want to drive, but i can't afford a car of my own. I want to drive my grandmother's car, but my mother won't let me because your insurance doesn't cover that . But, i thought that the rule of thumb was that the insurance follows the car? If i was pulled over in my grandmother's car, and she had insurance, and the insurance i have copied in my wallet is under a different car, would i be in any legal trouble?

Dose my 400,000 SGLI military life insurance cover me off duty?

i have been in 4 years and a spc in the colorado army national guard and i have 400,000 sgli life insurance. Someone told me on or off duty that life insurance covers me as long as i am in, is that true? I always thought it was on duty only life insurance so basically if one day off duty i get hit by a bus, that 400,000 dollars before taxes will be paid out to my beneficiaries the next couple of months after?? thanks.

Open car insurance policy?

My dad is looking at buying me a 200 car to use but so far the cheapest insurance I can find is 4.5 grand. I have heard about open insurance policies and was wondering if my dad got the car and policy in his name would it work out cheaper for me to drive it like that? Also what companies do these policies and how would I go about getting one?

Will my moms car insurance go up with my permit?

i want to get my permit, my mom says no because she said her insurance will go up. she has Geico. i am a Straight A student....how much more money would she have to pay each month? p.s. a number would be great =)

UK QUESTION classic bike insurance online?

What would you say is the best,in other words cheapest bike insurance places online for me in the uk. ebike just quoted me 74 quid was hoping for insurance for about 50 to be honest

Whats the best multi car insurance company?

I live 5 miles from work. got a great driving record and i own 3 plus cars one daily driver the others i only drive not even 3000 a year just toys i like to keep im single and sick of pulling insurance off and on just to say id rather just pay a decent price to cover them all my daily driver is like 250 and my van i havnt even drove this year they want the same along with another 300 for a truck. Is there a insurance company that realises im one person and collectors plates mean i barley drive these things! please only respond if you have more then one car insured and have tryed a couple diff companys

Auto Insurance & Road Service Question?

Hi there, Thank you in advance for helping out! I want to know your advice and recommendation on which company to receive my auto insurance/road service from, and what sort of coverage is recommended. I have been with AAA my whole life because my father advocates highly for them so I have trusted his judgment and experience. But I think they may be ripping me off. I am a 27 year old single female with a good driving record (last accident was back in spring 2005 I believe). Yet, every single year they seem to increase my monthly payment by ~$10 and now I'm paying $118.25/month! Are they that superior a company that it is worth paying this and should I try to negotiate with them, or is it worth looking into some other companies such as Geico, State Farm, Progressive, etc. Ive been receiving invites from them for years and Liberty Mutual supposedly has some college alumni offer for me and claim to be ~$340 cheaper than 21st Century, Allstate, and Mercurybut I never trust ads anymore. I only believe concrete statistical comparison data. Also, my dad said road service is completely separate from auto insurance (although AAA handles both) and I pay $52/year to be part of his joint plan as a AAA Plus Dues - Associate. He said he believes this covers 6 visits/year, 100 miles, is the most basic plan, and he only got it because hes been with AAA for 30 years. Could I get a better deal elsewhere or is this fair enough to stick with? At the end of the day, I want decent coverage for the best price available. Im saving for a down payment on a home and have to scrape pennies from anywhere I can, but still do not want to be stranded at the time of an accident. I got some quotes online that were considerably cheaper, but if Im going to be screwed, then are the savings worthwhile? ============================================= As needed, here are details on my car and policy (please tell me which are unnecessary or should be edited): - Honda 2008 Civic LX 4-door sedan - Miles commute USED to be 50 miles one way ~3 days a week, but now I work from home every single day; Notes in Policy say: Prior and Future Annual Mi: 8,000 (22mi per day, so I wonder if they even counted my prior commute in this). - Policy has me down as a student, not sure why, been a full-time professional since Jan 2008 and now make 65K - Bodily Injury: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $193 - Medical Payments: No coverage - Uninsured Motorists: Liability Limits Each person 50K; Liability Limits Each Occurrence 100K; Premium: $78 - Property Damage: Liability Limits Each Occurrence 50K; Premium: $192 - Comprehensive: Actual Cash Value Less Deductible; 100 Deductible; Premium: $242 - Collision: Actual Cash Value Less Deductible; 100 Deductible; Premium: $650 - Enhanced Transportation Expense: Premium: $28 - All Risks: Actual Cash Value Less Deductible; No coverage - Total Premium Per Vehicle (1 vehicle): $1,383 - Auto Death Benefits: 15K/driver listed with ADB coverage above - DSR (Driving Safety Record): 1 Pt - YDE (Years Driving Experience): 12 started at 18, Im 27so the actual is 9, but Ill take it. - Discounts: None except Good Driver(s): Items 01 and 01 is my Honda, so I guess this means Im a good driver (dont know why the price doesnt reflect it!) - Live in Berkeley, CA (zip code 94708) but am listed as Lafayette, CA (94549) how do I check which zip is less money? Thanks so much for your advice!! =) I appreciate your time & insight.

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